Karensavdraget stiger återigen på den politiska dagordningen. När Socialdemokraterna i en motion inför partikongressen i slutet av maj föreslog att avdraget ska avskaffas, lät kritiken inte vänta på sig. Bland kritikerna finns Nikolay Angelov, kvantitativ analytiker på Svenskt Näringsliv, som tillsammans med kollegan Arian Mosaddegh sammanställt kostnaderna för en sådan reform.
Avskaffat karensavdrag kan bli miljardsmäll – så påverkas du som arbetsgivare
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Karensavdragets vara och inte vara är en långkörare i svensk politik. Nyligen presenterades ett nytt förslag för att avskaffa det, vilket kritiseras av bland andra Svenskt Näringsliv.
– Konsekvenserna kan bli förödande, särskilt för små företag, säger Nikolay Angelov, kvantitativ analytiker på Svenskt Näringsliv.

Foto: Stefan Tell/Adobe Stock
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– Det skulle bli förödande för många bolag, särskilt småföretag. Och på sikt kan det verka tillväxthämmande, säger han.
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


